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Deposit Accounts
Certificates of Deposit (CDs)
Online & Mobile Banking
IntraFi
Rates
Personal Deposit Accounts
Certificates of Deposit (CDs)
Reach your savings goals with predictable returns and the flexibility to choose your term.
- Six or twelve-month terms available.
- $1,000 minimum opening balance.
- Auto renewal with 30-day grace period.
- No set up or maintenance service charges.
Online & MOBILE banking
The Business Bank’s mobile app provides the simplicity and convenience to bank anywhere, even from your couch!
Download The Business Bank’s mobile app from the App Store for iOS or the Play Store for Android and enjoy fast, predictable banking at your fingertips.
Intrafi ics
With IntraFi ICS, you can enjoy the safety of additional FDIC insurance with the simplicity of a single banking relationship.
Deposit Rates
Rates effective as of 10/1/2026
Personal Checking
Minimum Opening Balance
$0
Minimum Balance to Earn Interest
$1.00
| Tier | Interest Rate / APY* |
| $1.00 – $249,999 | 1.49% / 1.50% |
| $250,000 – $499,999 | 2.37% / 2.40% |
| $500,000 – $1,999,999 | 2.91% / 2.95% |
| $2,000,000 – $4,999,999 | 3.15% / 3.20% |
| $5,000,000 and up | 3.40% / 3.45% |
* The Interest Rate (Rate) and Annual Percentage Yield (APY) are subject to change after accounts are opened, without notice, and at the Bank’s discretion.
Fees or penalties may reduce earnings.
Personal Savings
Minimum Opening Balance
$0
Minimum Balance to Earn Interest
$1.00
| Tier | Interest Rate / APY* |
| $1.00 – $249,999 | 2.08% / 2.10% |
| $250,000 – $499,999 | 2.57% / 2.60% |
| $500,000 – $1,999,999 | 3.35% / 3.40% |
| $2,000,000 and up | 3.59% / 3.65% |
* The Interest Rate (Rate) and Annual Percentage Yield (APY) are subject to change after accounts are opened, without notice, and at the Bank’s discretion.
Fees or penalties may reduce earnings.
IntraFI Checking
Minimum Opening Balance
$0
Minimum Balance to Earn Interest
$1.00
| Tier | Interest Rate / APY* |
| $1.00 – $249,999 | 1.36% / 1.37% |
| $250,000 – $499,999 | 2.25% / 2.27% |
| $500,000 – $1,999,999 | 2.83% / 2.87% |
| $2,000,000 – $4,999,999 | 3.03% / 3.07% |
| $5,000,000 and up | 3.27% / 3.32% |
* The Interest Rate (Rate) and Annual Percentage Yield (APY) are subject to change after accounts are opened, without notice, and at the Bank’s discretion.
Fees or penalties may reduce earnings.
Certificates of Deposit (CDs)
| Account | Minimum Opening Balance / Minimum Balance to Earn Interest | Interest Rate / APY* |
|---|---|---|
| New Money Special** | ||
| Five (5) months | $1,000 | 4.17% / 4.25% Open now |
| Nine (9) months | $1,000 | 4.17% / 4.25% Open now |
| Fifteen (15) months | $1,000 | 4.18% / 4.25% Open now |
| Other | ||
| Six (6) month | $1,000 | 2.75% / 2.78% Open now |
| Twelve (12) month | $1,000 | 2.25% / 2.27% Open now |
* Annual Percentage Yield (APY) is effective as of 10/1/26. The Interest Rate (Rate) and Annual Percentage Yield (APY) are subject to change without notice. The Rate and APY will be in effect for the CD through the maturity date. A penalty may be imposed for early withdrawal from CDs. Fees or penalties may reduce earnings.
** Promotional rate is available for personal accounts only that are opened with new-to-the-bank funds. At maturity, funds will roll over automatically into a regular 6-month term and rate.